About me and Money Hacker - Finance to Life

ABOUT ME
I am in my mid thirties, living with wife and two angel baby girls at Bangalore. By profession, I am a Senior Systems Engineer in a multinational. I am also receiving little side income from this blog.

I am not a Financial Wizard to provide any authoritative advises to readers. I don't have any intention than expose my knowledge and experience to those in need.

I am a fully energetic person love each and every activities. However, I love fishing and hunting a lot. I love spending my time at home with my little kids and wife. I never miss any chance to read books and periodicals related to finance and investments. I also love assisting others and hate those who are greedy and selfish.

I love Twitter! I am always available in Twitter @MoneyHacker for your queries or hook up.

AUTHORITY I BELIEVE TO WRITE THIS BLOG?

Prior to write any article in my blog, I believe I should explain 'what authority I have' to write such article:

I am an investor from 1994 following value investing approach. My investment model is "Identify right stocks > Wait Until Right time to buy > Invest huge when buy > Hold for ever".

- None of my stocks went under lose at any circumstances, but all of them standing with a profit range between 150% to 1200%
- I am receiving and average yearly return of 17-25% from my mutual fund investments
- I have a fail proof insurance model to protect me and/or family from any sort of instabilities for present or future, whether I am there or not.
- I am a person with ZERO debts
- My investments for my kids planned early and started at they are 1 month old.
- My personal financial planning completely done years back and living with stable model.
- I have sufficient control over my income through budgeting and never failed running out of money at any time.
- I never used a credit card or debit card in my life.
- I have full control over my life, career and family

WHAT IS IN THIS BLOG?

It's all about investment planning and personal financial planning motivation for life. "Money Hacker - Life to Finance", an 'Uncopyright' blog, provide articles on :

- Personal Financial Planning
- Investment Planning
- Money management and money saving tips
- Insurance Planning
- Child Investments
- Debt Management
- Career and Finance
- Tips for life and personality
- My personal life experiences

WHY SHOULD I WRITE ?

Majorly, to share my knowledge and experience to others. Some of the important motivations are:

1. People losing their hard earned money in stock market due to ignorance or misleading ideas.
2. People suffering from lack of financial planning awareness or unavailability of trusted resources.
3. Individuals not able to manage debts
4. Ignorance on child investments and financial planning for secure life and family
5. Money management incapability and ignorance of how to save money
6. Lack of knowledge to build career, family life and personal qualities




"UN-COPYRIGHT" STATUS OF THIS BLOG
"If you have knowledge, let others light their candles with it." - Winston Churchill

Money Hacker - Finance to Life' is totally an 'uncopyright blog' allows any one to freely use the contents any way you like. I release my copyright on this contents. And if someone wants to take my work and improve upon it, I think that’s a wonderful thing. If they can take my favorite posts and make something funny or inspiring or thought-provoking, I say more power to them. The creative community only benefits from derivations and inspirations.

While you are under no obligation to do so, I would appreciate it if you give me credit for any work of mine that you use, and ideally, link back to the original.

There are a number of objects that will likely be brought up to this idea:

1. Google rank will go down. My understanding is that Google penalizes pages that have exact duplicates on other sites, when it comes to PageRank. I don’t know how much of a penalty that is. If people duplicate my content (which they already are, even without permission), it’s possible that my PageRank will drop and people will have a harder time finding my content on Google search. If that’s the case, I accept that penalty. I’ve never been one to go for SEO techniques anyway, so this is nothing new to me.

2. Who knows what people will do with his work? Someone could take my work, turn it into a piece of … baloney … and put my name on it. They could translate it with all kinds of errors. They could … well, they could do just about anything. But that kind of thinking stems from a mind that wants to control content … while I am of the opinion that you can’t control it, and even if you can, it’s not a good thing. What if someone takes my work and turns it into something brilliant, and becomes the next James Joyce? Or more likely, what if they take the work and extend the concepts and make it even more useful, to even more people? Release control, and see what happens. People are wonderful, creative creatures. Let’s see what they can do.

3. You’re making other bloggers look bad. Perhaps, if you want to see things in a negative light. But I’m not doing this as a challenge to other bloggers, or as a comment on their policies. I’m doing it simply to stay in line with my values. And who knows? Maybe others will be inspired by this in some way. Or maybe they won’t. Either way, please don’t judge others based on what I do.

4. What about when you write that print book you’re always talking about? When I get published by a major publisher, I probably won’t be able to release copyright. I accept that as a cost of getting published in print, which is a dream of mine. If I contradict myself, very well … I contradict myself.

5. What if someone publishes a book with all his content and makes a million dollars off it? I hope they at least give me credit. And my deepest desire is that they give some of that money to a good cause.

6. But … but … they’re stealing from you! You can’t steal what is given freely. I call this sharing, not piracy.

Inspirations: Zen Habits by Leo Babauta