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Top 3 Finance Apps Everyone Should Have

Whether we like it or not, money is a huge part of our lives. Jessie J can sing as much as she likes about how it’s “not about the money, money” but if we’re honest, it is all about the money. Nowadays, a lot of us rely on our phones to help us with our diaries, shopping and even keeping fit, but have you ever thought of using your phone to manage your finances? Here is a rundown of the top three finance apps to help you manage your precious money.

1. Debt Manager – Whether your debts are serious, or you just owe a few dribs and drabs here are there, this app is for you. With a simple interface, you can see a summary of your debts and schedule payments. You will be spurred on with a progress bar and even an estimated debt free date. You can choose multiple pay off strategies and methods to suit your needs. You can also access handy hints and tips to help you manage.

Price– £0.69


User Review
– “Five stars. It’s like having your own personal debt manager in your pocket.”

Available on: Apple app store.

2. Spending Log – Do you find that the bills come faster than payday does? Struggle to keep track of your expenses? This app is for you. Spending Log allows you to enter your spending for different categories, such as, groceries, petrol and eating out and shows you a breakdown of your outgoing spend. You can also see past transactions, edit the categories to reflect your personal spending and identify where you could make cut backs. You can also set up recurring transactions, such as rent and regular direct debits, and email transactions to your computer.

Price – £0.69


User Review
– “Ideal for keeping a running total of how much money you have, excellent for when you’re on a tight budget.”

Available on: Apple app store.

3. Savings Goals – Are you going on holiday? Need to save for Christmas presents? Savings Goals can track your savings and keep you updated on your progress. Set a target date and the app will calculate the amount you need to save per week to reach your goal. The app will also let you know whether you’re behind or ahead of your target. You can customize to save for any purpose and lock it with a security code to keep your savings secret.

Price – £0.69

User Review – “I couldn’t have asked for a better savings tool.”

Available on : Apple app store.

Of course, alongside these apps you will find your bank will have a mobile app for you to make payments, view balances and see transactions. Examples of these include: Barclays Mobile Banking, Personal Finance from Santander and Halifax Mobile Banking App. The apps mentioned here are designed to go alongside your bank’s app to help you manage your finance. The majority of these apps are available to Apple users.